Long awaited part 2...

Chain you down with "Investment Opportunities"

After you have proven to be able to make good money for "yourself" (actually for the Head of team), you will be specially invited to exclusive investment opportunities.
The management would organise "investment opportunities" where you could invest and the Head of team would even guarantee that you'll make money.

You put your money in and thinking that the Head of team is looking out for your well-being. But you do not get any contract to say that the $XXXXK that you have put into the investment is in fact yours. Everything is through verbal promise. But in fact, the investment is put in the Head of team's or his Management's name and if you want to get it back, it depends on the his mood.

Now, if you want to leave JNP you'll have to rethink about your investments that are stuck there.

Very strategic move to keep the consultant chained up, but totally unethically.

They say you're joining a family - just see how they treat their Secretaries

Secretaries - the real heros that put up with a dictator and his righthand lioness. They put up with all that comes out of the lioness' mouth, the unreasonable behaviour, the constant mood swings and public lashing/ humiliation. That's perfectly ok if you earn A LOT but they don't! In fact, they are highly underpaid and overworked!

They must be one of the most underpaid secretary group and if they don't do anything to renumerate them properly, many if not most of them would leave for somewhere that has higher pay and shorter hours.

If the secretary bosses are not getting their Bonus, while the rest of IPP advisers are getting them, how do you expect the secretary bosses to pay the secretary big bonuses or even pay the secretary higher salary?

The circle of life in this team:
The Head of team short-change CONSULTANTS and MANAGERS.

CONSULTANTS have no choice but to short-change the secretaries. But because of how the secretaries have been brain washed, the secretaries will willingly short-change themselves.

The secretaries are also saying things behind each other's back, back-stabbing other secretaries, telling the lioness everything that happens so that they will be on the lioness good books and the lioness will "protect" them instead of throwing her WEIGHT at them.

So if they can EAT people below them, what about their clients?... Let me share that soon...

Public Humiliation and vulgarities


Under Singapore Law, using vulgarities on your subordinate is a crime.
But in this team, it's for "your own good". You should be thankful that the Head uses his time and energy to scold you vulgarities like F**K, Idiot, Stupid, PIG, Fu*king as*hole, chee by*, lan ji*o, nah b*h etc.

You must understand that he does not feel "GOOD" when he scolds you, it is all for YOU. To make YOU "BETTER".

I can't understand how their consultants can put up with all this shit.

Climb the ENDLESS ladder

Let's see.

Since beginning:
No. of Head of the team ever = 2
No. of Head of the team now  = 1 (this one fired the other one... unbelieveable)

Most in the IFA industry just want to be a consultant. But soon you will understand that this Head of team is the one sucking away the comms and also the new consultants that you bring into the team.

Why? Because you are JUST a CONSULTANT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

So you start to toy with the idea of becoming a manager so that the people you bring in will be under you (recurring income, $$$$$, running your own team, going more into Human Resource Development of consultants etc.. any combination of the above reasons.)

The first thing that you ask yourself is: what are the criterias of becoming a Manager? You look at the criteria and mark yourself against it.

Let's see..

Health.. I'm quite healthy...
Relationship.. Who must I be close to/ suck up/ appear happy in the presence of? Oh yes...
Wealth.. I'll be more wealthy if I become a manager..

Personal growth.. I need to read everything that makes me even more submissive to the management.. ok I could do that.
Professional growth.. I have to study more into this field of Finance. Sure.
Financial growth... I have to invest and make sure that I'm good at it.. Does playing monopoly help?

I score maybe a 8/10 for everything... and here is the deal-breaker.

It's ALL about being his PET... roof roof!

So you do something and get Fu*ked for not doing enough..
You put in more effort and change your thinking... and get F*cked even worst than before.
Ok, you tell yourself that "so i'll concerntrate on another aspect".. but in the end, you still get fuc*ed for not improving in his standards.
You get the picture... No matter what you do, you get fu*ked for NOT DOING something.

So if you're thinking of building your career or team and climbing the ladder.. FORGET IT! You're climbing a ladder to the moon.

Why?

$$$$$$$$$$$$$$.

More $$$$$$$$$$$$$$.

Lots more $$$$$$$$$$$$$$$$.

If you don't get over-riding from people you bring in.... guess who gets it?
Don't you know that other organisations, being a manager is very easy (simple few criteria)
They even give you $$$ for each person bring in as a consultant.
I've gotten it a few times.

From the looks of things, part 3 would be the most interesting of all..

All that is written might very will be fiction. You owe it to yourself before joining to investigate if they are true.